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Our Executive Committee

Our Executive Committee

The Travelex Executive Committee is made up of our executive directors and senior executives. This leadership group has accountability for their own business areas within Travelex, all with proven success within their respective fields.

Richard Wazacz | CEO


An experienced leader in the digital space, Richard has a proven track record of innovation, strategy and operations across industries including fintech, financial services, and travel.

Prior to joining Travelex, Richard served as CEO at Brickvest, a commercial real estate debt company. Before this, Richard spent six years at the Octopus Group, where he was the founder CEO of a number of new fintech businesses. He has also held senior leadership positions at both Lloyds Banking Group and Prudential. Earlier in his career Richard led logistic and baggage operations across Heathrow Airport, having started his career at Shell as a process engineer.

Richard holds a master's in engineering from the University of Cambridge and an MBA from Columbia Business School. He is also a Fulbright Scholar and a Sainsbury Management Fellow.

James Birch | General Counsel


A corporate and transactional lawyer with extensive knowledge, and years of experience working within, the foreign exchange and payments industries, James is responsible for all legal matters across Travelex’s international business.

Having joined Travelex in 2002, James runs a team of over 20 lawyers and Company Secretarial professionals and has advised on numerous M&A, financing, JV and other commercial transactions.

Prior to joining Travelex, he served as General Counsel to Warner Bros. International for six years and held legal and commercial roles at Rio Tinto PLC. He qualified as a solicitor in England and Wales in 1990, and practiced law at Freshfields Bruckhaus Deringer LLP, an international law firm, for over four years. James holds an undergraduate degree in Economics from the University of Manchester.

Daryl Norman | Group Chief Compliance and Risk Officer


Daryl is globally responsible for Travelex’s Compliance and Risk function managing a range of areas including Anti Money Laundering, Fraud, Consumer Protection, Licensing, Data Protection, Operational Risk Management and Cyber Risk Governance.

Since joining Travelex in 2011, Daryl has focussed on developing the capability of the Compliance and Risk function to meet the changing requirements of its stakeholders and building the strong relationships Travelex has with its regulators across the world.

Daryl joined Travelex with a wealth of knowledge, gained from over 25 years of experience managing compliance, risk and internal audit functions for large financial services institutions including Willis, Barclays and Lloyds Banking Group, He holds a BSc in Economics from Leicester University and is a Chartered Accountant (Institute of Chartered Accountants in England and Wales) having qualified with KPMG. Daryl is an independent member of the Audit and Risk Committee for British Swimming which he joined in 2018.

Ana Christina Tena | Travelex Bank CEO (Bank and Broker)


Ana leads Travelex’s Brazil business, which is the first exclusive bank for foreign exchange transactions regulated by the Banco Central do Brasil (Bacen).

Having joined Travelex in 2018 as the Chief Executive Officer of Travelex Brazil, Ana is responsible for leading the bank’s operations ― including international remittances, import and export, crypto exchange, banknotes and many others.

Prior to joining Travelex, Ana held positions as board member, CFO and Sales Executive Vice President at Citibank, Redecard (MasterCard Acquirer), Credicard and Boa Vista (Equifax Credit Bureau). She has extensive financial services and in December 2021, Ana was included in the top 100 entrepreneurs who brough innovation to the financial market in Latin America by Bloomberg Línea.

Ana speaks fluent English and Portuguese and has graduated with qualifications in business and law and with executive specialisation from Stanford, Wharton, Columbia and INSEAD universities.

Cameron Hume | Group Chief Commercial Officer & Managing Director (Asia Pacific)


A senior executive with over 20 years of in-country experience across the APAC region, Cameron is responsible for the group’s commercial performance, as well as businesses throughout the APAC markets in which Travelex operates.

Cameron joined Travelex in 2008 and has worked across a variety of senior roles and business units. He has been responsible for Travelex’s entry into a number of new markets in Asia and in securing approvals from respective central banks to operate new foreign exchange business models in Mainland China, Thailand and Malaysia. Cameron is an Executive Director on Travelex’s Boards across APAC and is often invited to advise Central Banks in the region on compliance and other regulatory reforms.

Prior to joining Travelex, Cameron held various roles with consulting and manufacturing companies, and ran retail operations throughout Asia. He resides in Shanghai and is fluent in Mandarin. He has a master’s degree in finance and recently completed the Senior Executive Program for China at Harvard Business School.

Dan Gilby | Strategy & Products Director


As Strategy and Products Director, Dan is responsible for the future strategy of Travelex and its products. He leads an international team across the business overseeing the group’s product suite and development, including the ATM business pricing and strategy.

Having joined Travelex in 2006, Dan’s achievements include establishing Travelex’s FX/DCC ATM business from scratch – a business that has deployed new ATM products, including more than 1500 ATMs, in over 15 counties.

After leaving school at 16, Dan started his career at the Woolwich Building Society as an apprentice. He subsequently went on to work for Barclays Bank and then Wincor Nixdorf (now Diebold Nixdorf) before joining Travelex.

Hans van der Waal | Global IT Director


A seasoned transformation and change lead, Hans is responsible for Travelex’s IT function, including aligning IT strategy with the wider goals of the business.

Having initially joined Travelex in 2019 as an interim manager, before joining full time as an employee in 2020, Hans has successfully implemented many new measures in relation to change delivery system, performance and tech risk reduction. Under his leadership, Travelex embarked on an ambitious digital transformation journey to better service our colleagues, partners and customers with advanced tech enabled products, anywhere and anytime.

Prior to joining Travelex, Hans worked at Deutsche Bank as CIO for the company in the Netherlands, and then as Global Implementation Lead of AML Compliance. He is a graduate of the TIAS School for Business and Society with an MSc in Information Management.

Mark Freedman | Chief Financial Officer


A finance professional with more than 30 years’ experience in financial and professional services sectors. Mark is responsible for all financial matters across the Travelex Group.

Mark joined Travelex in 2022 from the London Stock Exchange Group, where he had been Group Financial Controller since 2014, leading multiple finance disciplines including external reporting, planning and analysis, business partnering, tax, major finance transformation initiatives and M&A.

Previously he spent 20 years in finance with Deutsche Bank, where he held a number of senior roles, latterly as the UK CFO. Mark graduated from Leeds University with a degree in Mathematics and qualified as a Chartered Accountant with KPMG in London.